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It is not enough that you
have fire insurance policy to protect yourself from fire. Be reminded that fire insurance is a
specialized form of insurance beyond property insurance that is designed to
cover the cost or replacement, reconstruction or repair damages to a property
caused by a fire. It is not a preventive action but rather an action after the
fire took place. You can check put more here.
As we said above, insurance is not a preventive action. To
help you out preventing fire, here are the top causes of this hot disaster that
you must be aware of.
Appliances and equipment
Cooking has long been the leading cause of home fires as
well as one of the leading causes of fire deaths. Be careful of that Liquefied
Petroleum Gas that you are using for cooking, for they may explode if have leak
or left unattended. If you are using electrical stoves, be mindful also; unplug
the appliance when not in use. These are the basic things to do – unplug and
don’t leave unattended.
Candles
Unattended candles ranked second on major causes of fire.
Based on US Fire department reports, in the span of 2009 to 2013, they
responded to an average of 9,300 house fires that were started from candles
each year. That was from US alone, which is a rich country, how much more on
poorer countries?
Be careful and don’t leave those candles unattended. Also
keep these away from children. These are not toys.
Electrical
Electrical fire is a fire involving some type of electrical
failure or malfunction. All equipment that is powered or have electricity can
have such electrical power and failure. So you must better to check out your
electrical lines often. Look for damaged cables, switches and outlets. Fire can
start from there. See
this blog for more details on electrical safety.
Prevention is better than anything else. Yes it is good to
be insured but it is not good if a disaster come that will put your hopes and
investment down. Be insured but be also preventive. Only natural disasters are
not preventable but we can also prepare for them. Knows these 3 fire causes,
prevent this and get insurance.
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