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It is not enough that you have fire insurance policy to protect yourself from fire. Be reminded that fire insurance is a specialized form of insurance beyond property insurance that is designed to cover the cost or replacement, reconstruction or repair damages to a property caused by a fire. It is not a preventive action but rather an action after the fire took place. You can check put more here.
As we said above, insurance is not a preventive action. To help you out preventing fire, here are the top causes of this hot disaster that you must be aware of.
Appliances and equipment
Cooking has long been the leading cause of home fires as well as one of the leading causes of fire deaths. Be careful of that Liquefied Petroleum Gas that you are using for cooking, for they may explode if have leak or left unattended. If you are using electrical stoves, be mindful also; unplug the appliance when not in use. These are the basic things to do – unplug and don’t leave unattended.
Unattended candles ranked second on major causes of fire. Based on US Fire department reports, in the span of 2009 to 2013, they responded to an average of 9,300 house fires that were started from candles each year. That was from US alone, which is a rich country, how much more on poorer countries?
Be careful and don’t leave those candles unattended. Also keep these away from children. These are not toys.
Electrical fire is a fire involving some type of electrical failure or malfunction. All equipment that is powered or have electricity can have such electrical power and failure. So you must better to check out your electrical lines often. Look for damaged cables, switches and outlets. Fire can start from there. See this blog for more details on electrical safety.
Prevention is better than anything else. Yes it is good to be insured but it is not good if a disaster come that will put your hopes and investment down. Be insured but be also preventive. Only natural disasters are not preventable but we can also prepare for them. Knows these 3 fire causes, prevent this and get insurance.